Cayman Islands citizenship by investment

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Discover the possibilities of Cayman Islands citizenship by investment and residency programs. The Cayman Islands offer a stable, tax-efficient setting with modern infrastructure and exclusive residency options for investors and their families. While there is no direct golden visa pathway to a Cayman passport, several permanent residency routes offer long-term benefits and can lead to British Overseas Territories citizenship. Learn the facts, compare the main programs, and see how Cayman residency stands apart from other Caribbean options.

Why choose the Cayman Islands?

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    No direct taxes

    Residents enjoy zero income, capital gains, inheritance, and property taxes. This attracts investors and entrepreneurs seeking to optimize their financial structures.

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    Security and stability

    As a British Overseas Territory, Cayman offers legal security and political stability that are sometimes hard to find in the region.

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    High standard of living

    Residents benefit from excellent healthcare, reputable education options, and a safe environment. Quality dining, shopping, and leisure opportunities are abundant.

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    Easy international access:

    Two international airports and close proximity to the US (just over an hour to Miami) make travel smooth and convenient.

Main routes to residency by investment

Certificate of Permanent Residence for Persons of Independent Means
  • Minimum investment: approx. USD 2.4 million in developed real estate.
  • Permanent residency with no expiry; a path toward naturalization.
  • Very low minimum physical presence requirement (one day per year).
  • Spouse and dependent children may be included.
  • No automatic right to work — a separate application is required for employment.
25-Year Residency Certificate (Persons of Independent Means)
  • Minimum investment: USD 1.2 million in local real estate (at least half in a residence).
  • Temporary residency for 25 years, renewable; no right to work.
  • Must reside in the Cayman Islands at least 30 days per year.
  • Suitable for retirees or those seeking long-term second residence.
Certificate of Direct Investment
  • Minimum investment: KYD 1 million–2 million (approximately USD 1.2–2.4 million) into a licensed Cayman-based business.
  • Grants the right to reside and work within your business.
  • Permanent residency is possible, with dependent inclusion.
  • Intended for active entrepreneurs and business owners.

How the process works

Step 01

Client onboarding

  • Due diligence and initial eligibility review.
  • Sign a formal client agreement and pay retainer.
Step 02

Property or business investment

  • Select, acquire, and document your qualifying investment.
  • Legarithm’s legal team manages agreements and liaises with estate developers or business partners.
Step 03

Prepare and submit application

  • Collate all required documents, including proof of funds, criminal record checks, health evidence, and investment details.
  • Submit completed application to the Cayman Islands Department of Immigration.
Step 04

Government evaluation

  • The Cayman authorities review applications rigorously.
  • Expect a processing period of 3–6 months, depending on the completeness of your submission.
Step 05

Approval and certification

  • Upon approval, pay all relevant government fees and receive your residency certificate.
  • If desired, apply for separate employment permission.
  • Step 01

    Client onboarding

    • Due diligence and initial eligibility review.
    • Sign a formal client agreement and pay retainer.
  • Step 02

    Property or business investment

    • Select, acquire, and document your qualifying investment.
    • Legarithm’s legal team manages agreements and liaises with estate developers or business partners.
  • Step 03

    Prepare and submit application

    • Collate all required documents, including proof of funds, criminal record checks, health evidence, and investment details.
    • Submit completed application to the Cayman Islands Department of Immigration.
  • Step 04

    Government evaluation

    • The Cayman authorities review applications rigorously.
    • Expect a processing period of 3–6 months, depending on the completeness of your submission.
  • Step 05

    Approval and certification

    • Upon approval, pay all relevant government fees and receive your residency certificate.
    • If desired, apply for separate employment permission.

Frequently asked questions

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Can't find the answer to your question? Send us an email and we'll get back to you as soon as possible!
Can I work with permanent residence?

Not by default. You must apply for a separate work permit after securing permanent residence.

Can my family join me?

Yes, your spouse and dependent children can be included in your application. Adult children may be included if full-time students.

How long does the process take?

Usually between 4 and 6 months if your documentation is complete.

Is Cayman Islands residence the right choice for me?

Cayman residency is ideal for entrepreneurs, investors, retirees, and families who value tax efficiency, safety, and an international lifestyle.

  • Option Name Minimum Investment (USD) Investment Type Residency Length Right to Work Path to Citizenship Physical Presence Notes
    25-Year Residency Certificate $1,200,000 Real Estate 25 years No No 30 days per year 50% in developed residential property
    Permanent Residence (Golden Visa) $2,400,000–2,500,000 Real Estate Indefinite No (initially) Yes (after 5 years) 1 day per year Can later apply to work separately
    Certificate of Direct Investment $2,400,000 Business Permanent Yes (in business) Yes (after 5 years) Must reside for citizenship Must invest in licensed business
    Global Citizen Certificate N/A Employment/Income 2 years Yes No Must meet requirements New and limited program
  • Requirement Detail
    Age 18 years or older
    Real Estate Investment $1,200,000 (25-year) or $2,400,000+ (permanent) in developed real estate
    Funds For Family Proof of ability to sustain self and dependents
    Clean Record Police certificate, background checks
    Good Health Medical clearance required
    Physical Presence 1 or 30 days/year depending on permit
    Work Rights Not included in standard residency, available via separate permit
  • Document Notes
    Cover letter Statement of intent, addressed to Chief Immigration Officer
    Passport copies Notarized, main info pages
    Birth certificates For all applicants
    Police record Recent (last 6 months), for all adults applying
    Proof of paid fees Receipts for every application fee
    Photographs Passport/visa compliant photos
    Proof of investment Real estate purchase agreements, etc.
    Proof of funds Bank statements, income proof
    Medical certificate Clean bill of health
  • Benefit Description
    Tax Neutral No personal income, corporate, or capital gains tax
    Stability British Overseas Territory, strong legal and political framework
    High Quality Of Life Healthcare, education, beaches, infrastructure
    Family Inclusive Spouse, minor children, and dependent students included
    Global Access 70-minute flight to Miami, regular flights to North America & Europe
    Secure Banking 5th largest global financial centre, robust compliance
    Business Environment Hub for corporate headquarters and global funds
  • Reason Comment
    Tax neutrality No income or property taxes
    Political stability 99.5% political stability index
    Business & finance hub Major global financial center
    Quality healthcare World-class medical facilities
    English language Official language
    International schools High standard of education
    Proximity to USA 1-hour flight to Miami
    Lifestyle Beaches, safety, shopping, entertainment

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